Demotech Affirms the Financial Stability Rating® Assigned to Oklahoma Farm Bureau Mutual Insurance Company

Columbus, Ohio, December 13, 2021: The Financial Stability Rating® (FSR) of A, Exceptional, assigned to Oklahoma Farm Bureau Mutual Insurance Company has been affirmed by Demotech, Inc. This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC). Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About Oklahoma Farm Bureau Mutual Insurance Company

Oklahoma Farm Bureau Mutual Insurance Company (OFBMIC) has provided insurance services to members of the Oklahoma Farm Bureau, Inc. for more than fifty years and ranks as one of the largest property and casualty writers in the state. OFBMIC and its wholly owned subsidiary, AgSecurity Insurance Company, offers personal and commercial lines of business, specializing in personal automobile, farm and ranch, homeowners and light commercial coverage for more than 105,000 Oklahoma Farm Bureau, Inc. members and their dependents. Business is written solely in the State of Oklahoma through a network of exclusive agents.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable, and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Demotech was the first to review and rate independent regional and specialty insurers. Demotech’s consistently increasing list of accreditations and acceptances has resulted in rating and reviewing more than 400 insurers operating in the US.  Visit for additional information.

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