March 12, 2024
Demotech Rated Frederick Mutual Insurance Company Nominated as InnovativeWe make it easy to work with us.
We leverage readily available information that helps us assign an informed Financial Stability Rating®. FSRs help level the playing field for financially stable insurers.
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Financial Stability Rating® Notifications
January 10, 2024
Demotech Downgrades the Financial Stability Rating® Assigned to Sublimity Insurance CompanyDecember 21, 2023
Demotech Withdraws Financial Stability Rating® Assigned to Gateway Insurance CompanyDecember 13, 2023
Demotech Affirms the Financial Stability Rating® Assigned to Southern Trust Insurance CompanyNews and Updates
November 9, 2023
Demotech Named “Best Independent Insurance Rating Agency 2023 – USA”November 3, 2023
Demotech Named “Niche Financial Analysis Provider of the Year [Insurance]”February 21, 2023
Demotech Summarizes Major Legislative Reforms Impacting Florida Residential PropertyRecent Demotech Difference Articles
Winter 2024
Educar Preventivamente las Catástrofes – Educating Preventively About CatastrophesWinter 2024 Page 31
Demotech’s Joe Petrelli Addressed the Congressional Subcommittee on Housing and Insurance Regarding the Factors Influencing the High Cost of InsuranceWinter 2024 Page 25
Litigation Financing: Proof That Tech-Enabled Claim Instigation Is a Lucrative Business ModelWinter 2024 Page 20
Thoughts on P&C Insurer Stress Testing CriteriaThe Demotech Difference
The Demotech Difference is a quarterly magazine that facilitates meaningful communication and discussion. Each issue features unique perspectives from subject matter experts on emerging concepts, tools, and techniques, to encourage learning and the evolution of our industry.
What We Do
Financial Stability Ratings® (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers, Title underwriters, and other risk-bearing entities. Our rating process provides an objective baseline for assessing solvency based upon changes in financial stability, as presented in an insurer’s balance sheet over time. FSRs are based upon a series of quantitative ratios and certain qualitative factors.