Serious about Solvency®
Demotech, Inc. has been analyzing the financial stability of Property and Casualty insurance companies since 1989. Serious About Solvency®, a retrospective analysis, indicates that insurers assigned Financial Stability Ratings® (FSRs) had survival rates at or above expectations.
Since Demotech focuses on the assignment of FSRs to regional and specialty insurance companies, our historical record of financial analysis is evidence that regional and specialty insurance companies earning a stable FSR present comparable financial risk to larger insurance companies earning stable FSRs. FSRs can be utilized to identify financially stable insurers regardless of size.
Serious About Solvency – Financial Stability Ratings® Survival Rates – a retrospective review of the accuracy of FSRs