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The Demotech Difference

The Demotech Difference is a quarterly magazine that facilitates meaningful communication and discussion. Each issue features unique perspectives from subject matter experts on emerging concepts, tools, and techniques, to encourage learning and the evolution of our industry.

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Our Latest Issue

Legacy of longevity has been a feature since our onset as a magazine, because we value the characteristics of companies that started anywhere from 50 to 150 years ago, and are still successful today. We believe that even though business has changed dramatically in that time, some constants allow for the kind of adaptability to change while holding on to a solid core of culture and integrity.

The New York Insurance Association celebrates 140 years as an association that serves the state’s insurance industry, with a number of companies serving as members of the association the entire time. Tower Hill Insurance started in 1972 as Mobile Home Insurance Associates in Florida, and 50 years later is not only still majority owned by the same family, but now has over 450 employees, six locations, and writes business in 17 states. Another 50-year celebration is for Investor’s Title, which is still led by its founder, and has grown from four employees in 1972 to nearly 800 employees in a number of subsidiaries and affiliates.

We welcome our new regulatory column by Squire Patton Boggs and Mary Jo Hudson. We’ve included a feature on Hudson, whose extensive experience enables her to be a valuable resource for what’s happening in the industry’s legislative and regulatory scene.

Other articles touch on important HR subjects, the changing digital market, and industry updates and happenings.

Lastly, the recent hurricane in Florida was serious and in our focus. We’ve checked in on our clients’ safety, and their continuity of operations. Demotech continues to monitor the status of the carriers we review and rate, but we are overwhelmingly impressed by the resolve of the people of Florida when facing such circumstances, and the heroic and selfless efforts by so many to help those in need. Stay strong, Florida. Stay strong.

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cover photo of the book "Strength Through the Storm

Strength Through the Storm

Strength Through the Storm was a special publication of The Demotech Difference. Given the impact of the extraordinary number of natural disasters in 2017, this special issue recognized the impact of those disasters on the insurance industry and on the nation.

Experts, first responders and leaders from the United States and Puerto Rico shared thoughts on the storms that pounded the nation by discussing how the industry responded. We looked at the effects of the disasters on each state, and we heard from disaster response leadership in areas that were hardest hit. We featured everyday heroes who went above and beyond the call of duty during the emergencies.

Strength Through the Storm is about promises made and promises kept through difficult times and the strength of Demotech-rated carriers that protect our communities.

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