photo of a stack of papers sitting atop a long, vacant board room table
Home / About Us / Employee Profiles

Employee Profiles

Demotech’s leadership offers over 150 years of combined insurance experience. Our complementary backgrounds provide unparalleled insight into addressing the needs of  those focused on the financial stability of insurers.

picture of Joseph L Petrelli

Joseph L. Petrelli

ACAS, ASA, MAAA (MBA) President

Joe Petrelli is the President and Co-Founder of Demotech, specializing in evaluating the financial stability of regional and specialty insurers. A recognized expert in financial analysis and solvency management issues in the insurance industry, Joe has been dedicated to providing inclusive services that have served to “level the playing field” for the small to mid-sized Property & Casualty insurance companies…
photo of Sharon M Romano

Sharon M. Romano Petrelli

CPCU, AIAF, ARC, CCP Vice President

Sharon is the Vice President and Co-Founder of Demotech, specializing in evaluating the financial stability of regional and specialty insurers. Sharon has played a key role in developing Financial Stability Ratings® (FSRs) and also directs the administrative and financial operations of Demotech. Sharon has been actively engaged in the Property & Casualty insurance industry since 1981. She has been a…
image of Barry J Koestler

Barry J. Koestler II

CFA Chief Ratings Officer

Barry Koestler directs the team, resources, and overall process of reviewing, rating, and issuing Financial Stability Ratings® (FSRs) for Property & Casualty (P&C) companies, Title underwriters, and other entities. Under Barry’s leadership, the value of the FSR as a leading indicator of financial stability and an objective baseline of the future solvency of an insurer has been enhanced, as Barry…
photo of Robert M Warren of Demotech, Inc.

Robert M. Warren

CPA (inactive), CPCU – Ratings Manager Client Services Manager

Bob Warren provides both financial and business analysis for Demotech in the formulation of Financial Stability Ratings® (FSRs) for Property & Casualty insurance companies. His knowledge and understanding of the insurance business and fundamentals, his expertise in evaluating statutory financial statements, and his ability to thoroughly review key financial variables bring a valued perspective to Demotech’s assessment of the management…
picture of Doug A Powell from Demotech, Inc.

Douglas A. Powell

Senior Financial Analyst

Doug Powell supports the formulation and assignment of Financial Stability Ratings® (FSRs) for Demotech in providing analysis of statutory financial statements and business information pertaining to Title underwriters and Property & Casualty insurance companies. He also performs financial and operational and peer group analyses and benchmark studies for client companies. In addition, Doug serves as the Editor of “Analysis of…
image of Paul Osborne from Demotech, Inc.

Paul D. Osborne

Senior Financial Analyst

Paul Osborne supports the formulation and assignment of Financial Stability Ratings® (FSRs) for Demotech in providing analysis of statutory financial statements and business information pertaining to Title underwriters and Property & Casualty insurance companies. Paul also directs data management, application development and business analysis in support of Demotech’s Financial Stability Ratings® process. He also serves as the Editor of Demotech…
picture of Rachel Wilkins from Demotech, Inc.

Rachel Wilkins

Analyst

Rachel Wilkins assists in financial analysis and marketing and communication efforts for Demotech. For over a decade, she has assisted with the Financial Stability Rating® process by coordinating press releases and reviewing marketing materials from clients. In addition, since its inception in 2013, she has spearheaded Demotech’s annual Stakeholder Team Accomplishment Recognition™ Awards. Rachel joined Demotech in 2011 as an…
photo of W Burke Coleman from Demotech, Inc.

W. Burke Coleman

Esq. Chief Regulatory & Compliance Counsel

Burke Coleman is responsible for developing, monitoring and evaluating internal controls pertaining to Demotech’s business processes. He leads contract reviews, develops and updates internal policies, and monitors regulatory requirements within the insurance industry. Burke also oversees intellectual property considerations with respect to the application and use of Financial Stability Ratings® (FSRs). Burke brings to the company a broad-based legal background…
image of Barbara Albert from Demotech, Inc.

Barbara Albert

Executive Editor, The Demotech Difference

Barb serves as the executive editor of The Demotech Difference, the company’s quarterly magazine that provides expert insights into the insurance industry and reaches an audience of over 20,000 insurance professionals.  Barb manages the publication team, authors and edits articles, interviews industry experts, and oversees all content and design for the magazine.  She also manages marketing and website development for…