November 9, 2023
Demotech Named “Best Independent Insurance Rating Agency 2023 – USA”We make it easy to work with us.
We leverage readily available information that helps us assign an informed Financial Stability Rating®. FSRs help level the playing field for financially stable insurers.
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Financial Stability Rating® Notifications
November 21, 2023
Demotech Assigns Financial Stability Rating® of A, Exceptional to Southwind Risk Retention GroupOctober 30, 2023
Demotech Affirms the Financial Stability Rating® Assigned to MAMIC Mutual Insurance CompanyOctober 26, 2023
Demotech Affirms the Financial Stability Rating® Assigned to Harbor Insurance CompanyOctober 17, 2023
Demotech Affirms the Financial Stability Rating® Assigned to Augusta Mutual Insurance CompanyNews and Updates
November 3, 2023
Demotech Named “Niche Financial Analysis Provider of the Year [Insurance]”February 21, 2023
Demotech Summarizes Major Legislative Reforms Impacting Florida Residential PropertyNovember 22, 2022
Demotech – The Rating Agency that Stepped UpRecent Demotech Difference Articles
Fall 2023 Page 17
Louisiana Commissioner of Insurance Jim Donelon Served as President of the NAICFall 2023 Page 15
Multi-Faceted Leader Frank Nutter Served as President of the Reinsurance Association of AmericaFall 2023 Page 13
Under Experienced Leadership of Rick Lindsey, Prime Insurance Company Fills Voids in MarketsFall 2023 Page 10
Werner Kruck Brings Decades of Experience to Role of President of AAISThe Demotech Difference
The Demotech Difference is a quarterly magazine that facilitates meaningful communication and discussion. Each issue features unique perspectives from subject matter experts on emerging concepts, tools, and techniques, to encourage learning and the evolution of our industry.
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What We Do
Financial Stability Ratings® (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers, Title underwriters, and other risk-bearing entities. Our rating process provides an objective baseline for assessing solvency based upon changes in financial stability, as presented in an insurer’s balance sheet over time. FSRs are based upon a series of quantitative ratios and certain qualitative factors.