November 9, 2023Demotech Named “Best Independent Insurance Rating Agency 2023 – USA”
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We leverage readily available information that helps us assign an informed Financial Stability Rating®. FSRs help level the playing field for financially stable insurers.
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Financial Stability Rating® Notifications
November 21, 2023Demotech Assigns Financial Stability Rating® of A, Exceptional to Southwind Risk Retention Group
October 30, 2023Demotech Affirms the Financial Stability Rating® Assigned to MAMIC Mutual Insurance Company
October 26, 2023Demotech Affirms the Financial Stability Rating® Assigned to Harbor Insurance Company
October 17, 2023Demotech Affirms the Financial Stability Rating® Assigned to Augusta Mutual Insurance Company
News and Updates
November 3, 2023Demotech Named “Niche Financial Analysis Provider of the Year [Insurance]”
February 21, 2023Demotech Summarizes Major Legislative Reforms Impacting Florida Residential Property
November 22, 2022Demotech – The Rating Agency that Stepped Up
Recent Demotech Difference Articles
Fall 2023 Page 17Louisiana Commissioner of Insurance Jim Donelon Served as President of the NAIC
Fall 2023 Page 15Multi-Faceted Leader Frank Nutter Served as President of the Reinsurance Association of America
Fall 2023 Page 13Under Experienced Leadership of Rick Lindsey, Prime Insurance Company Fills Voids in Markets
Fall 2023 Page 10Werner Kruck Brings Decades of Experience to Role of President of AAIS
The Demotech Difference
The Demotech Difference is a quarterly magazine that facilitates meaningful communication and discussion. Each issue features unique perspectives from subject matter experts on emerging concepts, tools, and techniques, to encourage learning and the evolution of our industry.
What We Do
Financial Stability Ratings® (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers, Title underwriters, and other risk-bearing entities. Our rating process provides an objective baseline for assessing solvency based upon changes in financial stability, as presented in an insurer’s balance sheet over time. FSRs are based upon a series of quantitative ratios and certain qualitative factors.