November 22, 2022
Demotech – The Rating Agency that Stepped UpWe make it easy to work with us.
We leverage readily available information that helps us assign an informed Financial Stability Rating®. FSRs help level the playing field for financially stable insurers.
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Financial Stability Rating® Notifications
January 30, 2023
Demotech Affirms Financial Stability Rating® Assigned to Forward Mutual Insurance CompanyJanuary 24, 2023
Demotech Withdraws the Financial Stability Rating® Assigned to Buckeye State Mutual Insurance CompanyJanuary 24, 2023
Demotech Withdraws the Financial Stability Rating® Assigned to Home & Farm Insurance CompanyJanuary 5, 2023
Demotech Withdraws Financial Stability Ratings® for First Protective Insurance Company and Frontline Insurance Unlimited CompanyNews and Updates
October 14, 2022
Status of Demotech’s Financial Stability Rating® Reviews of Florida Focused CarriersJune 30, 2022
Status of Demotech’s Financial Stability Rating® Reviews of Florida Focused CarriersMay 23, 2022
Kevin McCarty Rounds Out Demotech Faculty for Special Session RecapRecent Demotech Difference Articles
Winter 2023 Page 8
Fall ’22 State Regulatory Update —Midterm Election’s Impact and Florida Special Session
Summer Page 10
The Changing Digital Landscape and What it Means for the U.S. Insurance SectorSummer Page 8
Debunking 5 Myths About Cybersecurity FirmsSummer 2022 Page 6
Florida’s Special Session on Property InsuranceThe Demotech Difference
The Demotech Difference is a quarterly magazine that facilitates meaningful communication and discussion. Each issue features unique perspectives from subject matter experts on emerging concepts, tools, and techniques, to encourage learning and the evolution of our industry.
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What We Do
Financial Stability Ratings® (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers, Title underwriters, and other risk-bearing entities. Our rating process provides an objective baseline for assessing solvency based upon changes in financial stability, as presented in an insurer’s balance sheet over time. FSRs are based upon a series of quantitative ratios and certain qualitative factors.