November 22, 2022
Demotech – The Rating Agency that Stepped UpWe make it easy to work with us.
We leverage readily available information that helps us assign an informed Financial Stability Rating®. FSRs help level the playing field for financially stable insurers.
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Financial Stability Rating® Notifications
August 1, 2022
Demotech Affirms the Financial Stability Rating® Assigned to Florida Family Home Insurance CompanyAugust 1, 2022
Demotech Affirms the Financial Stability Rating® Assigned to Florida Family Insurance CompanyAugust 1, 2022
Demotech Affirms the Financial Stability Rating® Assigned to Ocean Harbor Casualty Insurance CompanyNews and Updates
October 14, 2022
Status of Demotech’s Financial Stability Rating® Reviews of Florida Focused CarriersJune 30, 2022
Status of Demotech’s Financial Stability Rating® Reviews of Florida Focused CarriersMay 23, 2022
Kevin McCarty Rounds Out Demotech Faculty for Special Session RecapRecent Demotech Difference Articles
Summer Page 10
The Changing Digital Landscape and What it Means for the U.S. Insurance SectorSummer Page 8
Debunking 5 Myths About Cybersecurity FirmsSummer 2022 Page 6
Florida’s Special Session on Property InsuranceSpring 2022 Page 38
Building From the Ground Up With the Consumer at the CenterThe Demotech Difference
The Demotech Difference is a quarterly magazine that facilitates meaningful communication and discussion. Each issue features unique perspectives from subject matter experts on emerging concepts, tools, and techniques, to encourage learning and the evolution of our industry.
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What We Do
Financial Stability Ratings® (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers, Title underwriters, and other risk-bearing entities. Our rating process provides an objective baseline for assessing solvency based upon changes in financial stability, as presented in an insurer’s balance sheet over time. FSRs are based upon a series of quantitative ratios and certain qualitative factors.