October 8, 2024
Demotech, Inc. Seeks Comments on Life Company Classification SystemWe make it easy to work with us.
We leverage readily available information that helps us assign an informed Financial Stability Rating®. FSRs help level the playing field for financially stable insurers.
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Financial Stability Rating® Notifications
October 9, 2024
Demotech Downgrades Financial Stability Rating® Assigned to Real Advantage Title Insurance CompanyOctober 3, 2024
Demotech Affirms Financial Stability Rating® Assigned to ManhattanLife Insurance and Annuity CompanyOctober 3, 2024
Demotech Affirms Financial Stability Rating® Assigned to Manhattan Life Insurance CompanyOctober 3, 2024
Demotech Affirms Financial Stability Rating® Assigned to Family Life Insurance CompanyOctober 3, 2024
Demotech Affirms Financial Stability Rating® Assigned to Western United Life Insurance CompanyNews and Updates
August 21, 2024
Demotech, Inc. and 4WARN, Inc. to Present at Ohio Association of Professional Specialty Lines Offices Annual Meeting, September 18, 2024August 20, 2024
Demotech’s Response to Concerns About P&C Industry Loss and Loss Adjustment Expense Reserve Adequacy Remains in PlaceAugust 1, 2024
Demotech, Inc. Unveils Critical Findings on Impact of Tech-Enabled Insurance Claim Instigation on the Transportation and Logistics SectorRecent Demotech Difference Articles
Summer 2024 Page 42
The Future of Florida Homeowners Insurance Is BrightSummer 2024 Page 10
Another Update on the Litigation Frontier: Tech-Enabled Claim InstigationSummer 2024 Page 8
Showdown at the NAIC E Committee Over NAIC RBC Climate Scenario Analysis ProposalSummer 2024 Page 6
Welcome Wagon — Personal Visits Ended in 1998
The Demotech Difference
The Demotech Difference is a quarterly magazine that facilitates meaningful communication and discussion. Each issue features unique perspectives from subject matter experts on emerging concepts, tools, and techniques, to encourage learning and the evolution of our industry.
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What We Do
Financial Stability Ratings® (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers, Title underwriters, and other risk-bearing entities. Our rating process provides an objective baseline for assessing solvency based upon changes in financial stability, as presented in an insurer’s balance sheet over time. FSRs are based upon a series of quantitative ratios and certain qualitative factors.