November 22, 2022Demotech – The Rating Agency that Stepped Up
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We leverage readily available information that helps us assign an informed Financial Stability Rating®. FSRs help level the playing field for financially stable insurers.
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Financial Stability Rating® Notifications
January 30, 2023Demotech Affirms Financial Stability Rating® Assigned to Forward Mutual Insurance Company
January 24, 2023Demotech Withdraws the Financial Stability Rating® Assigned to Buckeye State Mutual Insurance Company
January 24, 2023Demotech Withdraws the Financial Stability Rating® Assigned to Home & Farm Insurance Company
January 5, 2023Demotech Withdraws Financial Stability Ratings® for First Protective Insurance Company and Frontline Insurance Unlimited Company
News and Updates
October 14, 2022Status of Demotech’s Financial Stability Rating® Reviews of Florida Focused Carriers
June 30, 2022Status of Demotech’s Financial Stability Rating® Reviews of Florida Focused Carriers
May 23, 2022Kevin McCarty Rounds Out Demotech Faculty for Special Session Recap
Recent Demotech Difference Articles
Winter 2023 Page 8Fall ’22 State Regulatory Update —
Midterm Election’s Impact and Florida Special Session
Summer Page 10The Changing Digital Landscape and What it Means for the U.S. Insurance Sector
Summer Page 8Debunking 5 Myths About Cybersecurity Firms
Summer 2022 Page 6Florida’s Special Session on Property Insurance
The Demotech Difference
The Demotech Difference is a quarterly magazine that facilitates meaningful communication and discussion. Each issue features unique perspectives from subject matter experts on emerging concepts, tools, and techniques, to encourage learning and the evolution of our industry.
What We Do
Financial Stability Ratings® (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers, Title underwriters, and other risk-bearing entities. Our rating process provides an objective baseline for assessing solvency based upon changes in financial stability, as presented in an insurer’s balance sheet over time. FSRs are based upon a series of quantitative ratios and certain qualitative factors.