January 11, 2022Risk of Material Adverse Deviation … in a “Dire” Property Insurance Marketplace such as Florida
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We leverage readily available information that helps us assign an informed Financial Stability Rating®. FSRs help level the playing field for financially stable insurers.
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Financial Stability Rating® Notifications
January 10, 2022Demotech Upgrades the Financial Stability Rating® Assigned to Upland Mutual Insurance, Inc.
January 7, 2022Demotech Affirms the Financial Stability Rating® Assigned to Freedom Advantage Insurance Company
January 4, 2022Demotech Assigns Financial Stability Rating® to Northwest Farmers Mutual Insurance Company
January 4, 2022Demotech Affirms the Financial Stability Rating® Assigned to Cimarron Insurance Company, Inc.
News and Updates
May 13, 2021Demotech Founder to Share Thoughts on Insurance Marketplace with Bob Farnam, Boenning
March 17, 2021Demotech, Inc. to Analyze Health Care Sharing Ministries
March 12, 2021Strength Through the Storms and Through the Years – Demotech Rated Carriers – Release #2
The Demotech Difference
The Demotech Difference is a quarterly magazine that facilitates meaningful communication and discussion. Each issue features unique perspectives from subject matter experts on emerging concepts, tools, and techniques, to encourage learning and the evolution of our industry.
What We Do
Financial Stability Ratings® (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers, Title underwriters, and other risk-bearing entities. Our rating process provides an objective baseline for assessing solvency based upon changes in financial stability, as presented in an insurer’s balance sheet over time. FSRs are based upon a series of quantitative ratios and certain qualitative factors.