Demotech Affirms the Financial Stability Rating® Assigned to The Woodlands Insurance Company

Columbus, Ohio, January 26, 2023: The Financial Stability Rating® (FSR) of A, Exceptional, assigned to The Woodlands Insurance Company has been affirmed by Demotech, Inc. This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC). Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About Woodlands Insurance Company (The)

The Woodlands Insurance Company (“TWICO”) was formed in 2014 and started writing business in April 2015. TWICO is domiciled and licensed in the State of Texas and provides homeowners, including wind and hail, and sub-standard auto insurance to Texas policyholders.

TWICO is committed to provide its policyholders with exceptional client service both at the time a policy is underwritten and when a claim needs to be paid. The company distinguish itself by a superb underwriting discipline and rate adequacy in order to provide its policyholders with the best possible coverage at a competitive rate. TWICO always looks to come up with new products to offer its policyholders in line with the ever-changing environment.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable, and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Demotech was the first to review and rate independent regional and specialty insurers. Demotech’s consistently increasing list of accreditations and acceptances has resulted in rating and reviewing more than 450 insurers operating in the US.  As of 7/11/2022, Demotech, Inc. is registered with the U.S. Securities and Exchange Commission (SEC) as a nationally recognized statistical rating organization (NRSRO) in the class of ratings for insurance companies.  Visit for additional information.

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