Demotech Affirms the Financial Stability Rating® Assigned to Motorists Mutual Insurance Company
Columbus, Ohio, December 2, 2021: The Financial Stability Rating® (FSR) of A” (A Double-Prime), Unsurpassed, assigned to Motorists Mutual Insurance Company has been affirmed by Demotech, Inc. This level of FSR is assigned to insurers who possess unsurpassed financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.
FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC). Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.
About Motorists Mutual Insurance Company
Motorists Mutual Insurance Company was founded in 1928 with the philosophy “Do what is best for policyholders, agents and associates.” It’s this simple philosophy that has grown Motorists Mutual into the company it is today. Motorists Mutual is the lead organization of The Motorists Insurance Group, which is composed of 10 property and casualty, life and brokerage companies that operate throughout the Midwest, the Northeast and South Carolina.
About Demotech, Inc.
Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers. Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters. FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer. Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size. Visit www.demotech.com for more information.
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