Demotech Affirms the Financial Stability Rating® Assigned to Sunland Risk Retention Group, Inc.

Columbus, Ohio, September 8, 2021: The Financial Stability Rating® (FSR) of A, Exceptional, assigned to Sunland Risk Retention Group, Inc. has been affirmed by Demotech, Inc. This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC). Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About Sunland Risk Retention Group, Inc.

Sunland Risk Retention Group, Inc. was formed in 2010 in Delaware to provide general and professional liability insurance to long term care, assisted living, psychiatric and rehabilitation facilities. Sunland RRG was organized to improve the availability of affordable liability insurance for its healthcare facilities and to provide a framework for implementation of consistent and rigorous loss control procedures for each facility, while providing its facilities with more stable insurance costs. Sunland RRG redomesticated to its home office state of Tennessee in 2015. Sunland RRG retains 10% of the liability and reinsures the balance of 90% to Sunland Insurance SPC for and on behalf of the Cell, Sunland Professional Liability Segregated Portfolio, which is a Captive domiciled in Grand Cayman.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable, and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Demotech was the first to review and rate independent regional and specialty insurers. Demotech’s consistently increasing list of accreditations and acceptances has resulted in rating and reviewing more than 400 insurers operating in the US.  Visit for additional information.

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