Demotech Affirms the Financial Stability Rating® Assigned to Florida Family Home Insurance Company

Columbus, Ohio, August 1, 2022: The Financial Stability Rating® (FSR) of A, Exceptional, assigned to Florida Family Home Insurance Company has been affirmed by Demotech, Inc. This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC). Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About Florida Family Home Insurance Company

Florida Family Home Insurance Company is part of the Florida Family Insurance Company group. A financially strong and stable insurer, Florida Family Insurance has provided outstanding customer service to its agents and policyholders since 1996. With offices in Bonita Springs and Jacksonville, Florida Family services over 90,000 policyholders throughout Florida, writing homeowners, dwelling fire, condominium, rental property, and flood products through a network of licensed independent agents.

Florida Family is uniquely positioned for the long term, with a comprehensive reinsurance structure, conservative investment portfolio, and prudent underwriting strategies. Florida Family will be there when it matters most, after a claim. Florida Family’s claims adjusters settle claims promptly, with over 50% of claims being paid on the first visit. Customer service representatives answer 97% of all calls within 30 seconds and have an average of over 20 years of industry experience. Visit to learn more.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable, and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Demotech was the first to review and rate independent regional and specialty insurers. Demotech’s consistently increasing list of accreditations and acceptances has resulted in rating and reviewing more than 400 insurers operating in the US.  Visit for additional information.

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