Demotech Withdraws the Financial Stability Rating® of K.E.L. Title Insurance Group, Inc.

Columbus, Ohio, October 18, 2012: Demotech, Inc. has withdrawn the Financial Stability Rating® (FSR) of A, Exceptional, assigned to K.E.L. Title Insurance Group, Inc. effective October 18, 2012.  This action was taken as a result of the company withdrawing from the Title insurance business, as K.E.L. ceased issuing policies as of October 15, 2012.  Although company officials state that the company is not insolvent, K.E.L. is in discussions with regulators regarding entering rehabilitation.

More information regarding K.E.L. Title Insurance Group, Inc. is available by contacting either K.E.L. or the Florida Office of Insurance Regulation (

FSRs present Demotech’s opinion of the ability of the insurer to meet its insurance related obligations based upon our assessment of financial information.  FSRs are not an endorsement of any particular insurer or its products.  Insureds and agents need to independently evaluate their relationship with a particular insurer as well as the applicability of that insurer’s products to the needs of the insured or agent.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  This philosophy was the catalyst for the Demotech Company Classification System, which was published in Insurance Journal, in order to stratify and categorize insurers into operational categories.  Visit for more information.

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