Demotech Affirms Financial Stability Rating® Assigned to Sierra Title Insurance Guaranty Company

Columbus, Ohio, March 15, 2023: The Financial Stability Rating® (FSR) of A, Exceptional, assigned to Sierra Title Insurance Guaranty Company has been affirmed by Demotech, Inc.  This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle.  FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC).

About Sierra Title Insurance Guaranty Company

Sierra Title Insurance Guaranty Company (STIG) is an agency-oriented title insurance underwriter.  The company was incorporated in Texas on June 2, 2006, which is when it commenced business.  STIG only does business in Texas, and is well aware of the special needs of Texas agencies.  The company’s agents range from South Texas in Brownsville to West Texas in El Paso to Central Texas in New Braunfels and Seguin.  STIG is committed to quality agency representation and to continued growth.  The company believes its claims ratio to be among the lowest in the industry.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable, and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Demotech was the first to review and rate independent regional and specialty insurers. Demotech’s consistently increasing list of accreditations and acceptances has resulted in rating and reviewing more than 400 insurers operating in the US. Visit for more information.

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