Demotech Affirms the Financial Stability Rating® Assigned to Trinity Risk Solutions Reciprocal Insurance Company RRG

Columbus, Ohio, September 27, 2021: The Financial Stability Rating® (FSR) of A, Exceptional, assigned to Trinity Risk Solutions Reciprocal Insurance Company RRG has been affirmed by Demotech, Inc. This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC). Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About Trinity Risk Solutions Reciprocal Insurance Company RRG

Trinity Risk Solutions Insurance Company, A Risk Retention Group’s mission is to provide the highest level of liability insurance protection, clinical and operational risk management, specialized claim assistance, and regulatory compliance assistance for quality long-term care providers. TRS RRG was launched in 2004 by a group of high quality senior care operators and was formed as their permanent solution to both Risk Management and Liability Insurance protection. TRS RRG is organized as a Reciprocal insurance company and domiciled in Washington, D.C. TRS RRG is governed by a dedicated group of member/owner representatives passionate about protecting the program and providing difference making services. Visit for more information.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable, and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Demotech was the first to review and rate independent regional and specialty insurers. Demotech’s consistently increasing list of accreditations and acceptances has resulted in rating and reviewing more than 400 insurers operating in the US.  Visit for additional information.

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