Demotech Upgrades the Financial Stability Rating® Assigned to American Digital Title Company

Columbus, Ohio, March 15, 2022: The Financial Stability Rating® (FSR) assigned to American Digital Title Insurance Company has been upgraded to A’ (A Prime), Unsurpassed, by Demotech, Inc.  This level of FSR is assigned to insurers who possess unsurpassed financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle.  FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC).

About American Digital Title Insurance Company

American Digital Title Insurance Company (ADTIC) was formerly known as Arsenal Insurance Corporation.  Arsenal was originally domiciled in Indiana and incorporated on August 15, 2003, and commenced writing title insurance in Indiana in 2004. In July 2019, Arsenal was acquired by Munich Re Digital Partners US Holding Corporation (MRDP), a subsidiary of Münchener-Rückversicherungs-Gesellschaft Aktiengesellschaft, a stock corporation organized under German law (“Munich Re”).   Immediately after the acquisition by MRDP, the Company was re-domiciled in Colorado and renamed ADTIC.  As a result of its acquisition by MRDP, ADTIC will benefit from the deep financial resources of Munich Re, and will seek to expand into additional markets throughout the US.  To learn more about Munich Re and its global operations, please visit

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable, and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Demotech was the first to review and rate independent regional and specialty insurers. Demotech’s consistently increasing list of accreditations and acceptances has resulted in rating and reviewing more than 400 insurers operating in the US. Visit for more information.

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