Demotech Assigns Financial Stability Rating® to Western United Life Assurance Company

Columbus, Ohio, December 16, 2020: Western United Life Assurance Company has earned a Financial Stability Rating® (FSR) of A, Exceptional, from Demotech, Inc.  This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle.  FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC).  Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About Western United Life Assurance Company

Western United Life Assurance Company (WULA) was founded in 1975 and is licensed in 49 states.  WULA is a Washington State domestic insurer that has historically focused its sales in the Northwest and is more recently establishing national sales coverage.  WULA writes multiple year guarantee annuities and fixed indexed annuities and Medicare Supplement business.  The annuity business is administered at the company’s Annuity Service Center in Spokane, Washington.  The company distributes annuities through independent insurance agents and financial planners throughout the country led by a team of five regional Vice Presidents.   The company prides itself on consumer-friendly annuity products and personal customer service.  Please visit for further information on the company.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable, and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Demotech was the first to review and rate independent regional and specialty insurers. Demotech’s consistently increasing list of accreditations and acceptances has resulted in rating and reviewing more than 400 insurers operating in the US.  Visit for additional information.

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