Demotech Affirms the Financial Stability Rating® Assigned to Doctors Direct Insurance, Inc.

Columbus, Ohio, September 27, 2021: The Financial Stability Rating® (FSR) of A, Exceptional, assigned to Doctors Direct Insurance, Inc. has been affirmed by Demotech, Inc.  This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle.  FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC).  Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About Doctors Direct Insurance, Inc.

Doctors Direct Insurance (DDI) was formed in 2006 as a specialty medical liability insurer. The Company is licensed in Illinois, Indiana, Kentucky, Iowa and Missouri. DDI brings a unique blend of customer service and affordable rates to its physician clients. The Company believes in maintaining careful underwriting and rate integrity at all times. Physicians and surgeons face many challenges as they navigate the 21st century waters of medical care in the United States. DDI prepares a tailored plan of liability coverage to ensure that each doctor’s medical liability exposure is appropriately covered.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Visit for more information.

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