Affinity Insurance Agency, Inc. and Houston International Insurance Group Offer Meaningful Coverage to Agents Seeking E&O Insurance

Columbus, Ohio, June 11, 2015:  Demotech, Inc. acknowledges another admitted program that both respects and understands independent agents.  Affinity Insurance Agency, through Houston International Insurance Group, has an insurance agents’ E&O product providing affirmative coverage related to carriers rated A or better by Demotech. Insolvency coverage is not related to whether or not the market is admitted.

According to Robert Hansen, Chief Executive Officer of Affinity Insurance Agency in Acworth, GA, the Professional Liability division of Houston International Insurance Group is committed to the independent agency system and comfortable with Financial Stability Ratings® assigned by Demotech.  He stated, “When I provided my contacts at Houston International with information on the survival rates of the insurers reviewed and rated by Demotech, and advised them that Demotech rates more than 400 insurers countrywide, they knew that independent agents would be better served by having affirmative coverage. As a former President of the Professional Liability Underwriters Society, I knew that insolvency coverage had to be applicable to surplus lines markets and risk retention groups as well as admitted markets to be useful to producers.”

According to Joseph L. Petrelli, President of Demotech, Inc., “Insurers and their producers have seen a marked change in attitude among informed insurance agents’ E&O markets.  The focus is on expanding the number of markets available to producers, not limiting them.  On behalf of the more than 400 insurers that we rate and their agents, we applaud the efforts of Robert Hansen, Affinity Insurance Agency and Houston International Insurance Group.”

Houston International Insurance Group writes business throughout the US. Affinity Insurance Services, Inc. has a professional staff dedicated to assisting clients secure the broadest possible coverage for realistic premiums.  Affinity has licenses in more than 40 states and respected markets for each of their E&O or professional liability products.  Contact Robert Hansen at (770) 974-5502 or

Demotech, Inc. is a financial analysis firm located in Columbus, Ohio. Since 1985, Demotech, Inc. has been serving the insurance industry by providing accurate and proven Financial Stability Ratings® for Property & Casualty insurance companies and Title underwriters.