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The Demotech Difference

The Demotech Difference is a quarterly magazine that facilitates meaningful communication and discussion. Each issue features unique perspectives from subject matter experts on emerging concepts, tools, and techniques, to encourage learning and the evolution of our industry.

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Our Latest Issue

This winter proved to be interesting and a challenge for many parts of the country. While business slows over Christmas and New Year’s, it’s good to get moving again. This issue follows some of the tracks of change happening in insurance.

In February, the month of love, we’re excited to showcase longevity stories we love in the magazine. This issue features the long career of Stephen Korduckie, retired from his position of vice chairman at BMS Re after 50 years in various segments of the industry, where he stepped into open doors following many of the major shifts and changes in this business.

Another longevity story involves the roadside stops beloved by travelers for decades — Stuckeys — where weary folks could find refreshment in snacks and drinks to sustain them on the road. The granddaughter of the founder of Stuckeys, Stephanie Stuckey, tells the story of bringing her grandfather’s dream back to life.

Mary Jo Hudson and the team at Squire Patton Boggs update us on changes after the 2022 midterm elections and the results of a December Florida special session of the Florida Legislature to address the state’s property and casualty insurance market place. Also in the updates are cyber security regulation changes for New York, the December meeting of the NAIC, and continuing work to defend COVID-related business interruption claims.

Two new columnists, Scott Simmons and Alan Lambert, take a deeper look at what is meant by fair and unfair claims handling practices. Michael Maglaras and Sally Johnson discuss the use of risk management grant programs to create realistic approaches to risk mitigation. Elizabeth Martini explores the challenge of keeping pace with changes in technology while still allowing space in the industry for innovation.

Several articles look at changes requiring employers to rethink the recruitment, development, and retention of employees as the landscape of the workforce shifts.

There is reason to appreciate both the movers and shakers, and those who have spent their lives building the legacy of their years in the field. Once can’t exist without the other, and both have a part in the changes and shifts in the industry over time. At Demotech, we honor both!

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cover photo of the book "Strength Through the Storm

Strength Through the Storm

Strength Through the Storm was a special publication of The Demotech Difference. Given the impact of the extraordinary number of natural disasters in 2017, this special issue recognized the impact of those disasters on the insurance industry and on the nation.

Experts, first responders and leaders from the United States and Puerto Rico shared thoughts on the storms that pounded the nation by discussing how the industry responded. We looked at the effects of the disasters on each state, and we heard from disaster response leadership in areas that were hardest hit. We featured everyday heroes who went above and beyond the call of duty during the emergencies.

Strength Through the Storm is about promises made and promises kept through difficult times and the strength of Demotech-rated carriers that protect our communities.

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