Why Regional Insurers Rate
Regional and Specialty Carriers are Critically Important Carriers in the Marketplace
By Joseph L. Petrelli
This year, 2008, marks the second year in a row that Demotech Inc., as Insurance Journal’s official research partner, published our company classification system, including the list of Super Regional Property/Casualty Insurers™. Although the Super Regionals have received the most attention, the other categories (Nationals, Near Nationals, Regionals, State Specialists, Coverage Specialists, Strategic Subsidiaries, Risk Retention Groups, Surplus Lines Carriers, Reinsurers and Companies with less than $1 million in direct written premium) each play a unique role.