Demotech Affirms the Financial Stability Rating® Assigned to FBAlliance Insurance Company

Columbus, Ohio, December 15, 2021: The Financial Stability Rating® (FSR) of A, Exceptional, assigned to FBAlliance Insurance Company has been affirmed by Demotech, Inc. This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC). Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About FBAlliance Insurance Company

FBAlliance Insurance is a Farm Bureau Insurance affiliate organization offering personal lines insurance products in select states throughout the United States. Products in those states are offered through agents of the Farm Bureau Insurance company in each respective state.   FBAlliance provides similar quality products and services to policyholders that Farm Bureau insurance organizations are known for.   FBAlliance maintains very strong financial strength performance through high capitalization, sound product design, thoughtful underwriting processes, and responsible reinsurance retention limits. For more information, please visit our website at

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable, and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Demotech was the first to review and rate independent regional and specialty insurers. Demotech’s consistently increasing list of accreditations and acceptances has resulted in rating and reviewing more than 400 insurers operating in the US.  Visit for additional information.

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