Demotech Upgrades the Financial Stability Rating® Assigned to PrimeOne Insurance Company

Columbus, Ohio, February 8, 2022: The Financial Stability Rating® (FSR) assigned to PrimeOne Insurance Company has been upgraded to A’ (A Prime), Unsurpassed, by Demotech, Inc. This level of FSR is assigned to insurers who possess unsurpassed financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE), and realistic pricing.

FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC). Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.

About PrimeOne Insurance Company

PrimeOne Insurance Company provides commercial package (including property, general liability, crime, and inland marine) and liquor liability insurance coverage in Michigan and Utah. The Company’s mission is to provide policyholders and broker partners with exceptional products, superior servic,e and the financial stability to respond to meritorious claims. Through sound business practices and efficient operations, they have significantly improved their financial strength while providing specialized solutions for businesses. PrimeOne looks forward to serving your needs and the needs of their shared community for many years to come. Visit for more information.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable, and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  Demotech was the first to review and rate independent regional and specialty insurers. Demotech’s consistently increasing list of accreditations and acceptances has resulted in rating and reviewing more than 400 insurers operating in the US.  Visit for additional information.

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