Demotech Announces 2013 Financial Stability Ratings® of Title Underwriters

Columbus, Ohio, March 19, 2013:  Demotech, Inc. has affirmed the Financial Stability Ratings® (FSRs) assigned to Title underwriters based on a review of year end 2012 statutory financial information.  No FSR revisions were made following the review of this information.

Douglas A. Powell, Senior Financial Analyst, states “Rated Title underwriters have withstood extremely unfavorable economic conditions in recent years.  In 2012, Title underwriters aggregately reported net income reminiscent of the pre-economic crisis years.  During the trying times of the past several years, they have maintained adequate levels of policyholders’ surplus while increasing premiums written.”

FSRs are a leading indicator of the financial stability of Title underwriters and present Demotech’s opinion of the ability of the insurer to meet its insurance related obligations based upon our assessment of financial information.  FSRs are not an endorsement of any particular insurer or its products.  Insureds and agents need to independently evaluate their relationship with a particular insurer as well as the applicability of that insurer’s products to the needs of the insured or agent.

Visit for a complete list of the FSRs assigned to Title underwriters.

About Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers.  Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters.  FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer.  Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size.  This philosophy was the catalyst for the Demotech Company Classification System, which was published in Insurance Journal, in order to stratify and categorize insurers into operational categories.  Visit for more information.

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