Most agree that enterprise risk management (ERM) is a great idea, in theory. The challenge is to develop and implement ERM so it delivers meaningful and measurable value to your business at reasonable cost. We believe the optimal solution is one based on pragmatism. That is why we have developed an approach that enables Property and Casualty and Title insurance companies to develop and implement ERM practices over time, based on enhancing the insurers ability to simultaneously address their business needs as well as the interests of the constituencies that they serve.
Our pragmatic approach goes beyond addressing the concerns of rating agencies and regulators. We want our clients to be able to leverage ERM to focus their business strategies, identify risks and opportunities that their competition overlooked and, by doing so, maximize returns by aligning their capital allocation with their appetite for risk.